Privacy Policy

Dear User,

provided that Insurance Italy is not an independent legal entity but constitutes a division of the “General Agency of Rome Parioli Liegi” of the insurance company Generali Italia SpA, – with this document Generali Italia SpA, in its capacity as Owner of your personal data acquired by accessing the website www.insuranceitaly.it, intends to provide you with the report required by articles 13 and following of the European Regulation n. 2016/679 (hereinafter “the Regulation” or GDPR), which regulates the protection of individuals regarding the processing of personal data, in order to explain how your data are processed, stored and possibly communicated.

Article. 12 (“Information, communications and transparent methods for exercising the rights of the interested party”), n. 1, of EU Regulation no. 2016/679, establishes that the Data Controller adopts appropriate measures to provide the interested party with all information referred to in Articles 13 and 14 and communications referred to in Articles 15 to 22 and Article 34 relating to data processing in a concise, transparent, intelligible and easily accessible form, with a simple and clear language.

Therefore we first inform you that Generali Italia S.p.A. : will process your data in a lawful, correct and transparent way (art.5, n.1, letter a) Reg. 2016/679); will treat them for specific, explicit and legitimate purposes (art.5, n.1, letter b) Reg. 2016/679); your personal data, processed, will be accurate and, if necessary, updated, and that all reasonable measures will be taken to promptly delete or correct inaccurate data with respect to the purposes for which it is processed (art.5, n.1, letter d); will process your data in such a way as to guarantee adequate security of Personal Data, including the protection, through appropriate physical, technical and organizational measures, from unauthorized or illegal treatment and from accidental loss, destruction or damage (art.5, n 1, letter f) and in any case always in compliance with the general provisions of art. 5 (“Principles applicable to the processing of personal data”) of Regulation no. 2016/679.

Use of data for contractual purposes

We inform you that your personal data, provided by you or acquired by third parties (1) are processed by Generali Italia S.p.A. (hereinafter “the Company”), as Owner, as part of the insurance services requested by you or in your favor, including the insurance quotes that we will prepare for you or third parties designated by you (i) for the proposition and conclusion of the insurance contract and related services and/or products, and to perform related regulatory obligations (such as those relating to anti-money laundering); (ii) for the execution of contracts stipulated by you, (iii) to, if necessary, prevent, detect and/or pursue any insurance fraud (2); (iv) to communicate your personal data to companies that perform outsourcing services on behalf of the Company or for the execution of existing contracts. We also inform you that the processing of your personal data for purposes referred to in points (i), (ii) and (iv) is necessary and functional for the distribution of services on behalf of the Company and/or for the execution of existing contracts and requires your explicit consent, if not already expressed, only for the processing of particular categories of personal data referred to in Article 9, paragraph 1, of the Regulation, including data relating to your state of health; while for the purposes referred to in (iii) the processing of your data is based on legitimate interest of the Company to prevent and detect any insurance fraud and to implement correct management. We therefore inform you that for purposes of the processing as described above under (i), (ii), (iii) and (iv) the provision of data is mandatory and the unsuccessful, partial or incorrect, provision, may have, as a consequence, the impossibility to carry out the required activities and precludes by the Company from fulfilling contractual obligations as expected by existing contracts.

Use of data for commercial and profiling purposes

We also inform you that you can authorize Generali Italia, as the Owner of personal data which has been collected through the www.insuranceitaly.it portal, to process your personal data provided by you and/or acquired by third parties (1) (with the exclusion of particular categories of personal data referred to in Article 9 (1) of the Regulation, including data relating to health) to use them for the following additional purposes:

1. to communicate your personal data to companies, which are part of the Group, for the provision of non-insurance services, AS WELL AS TO institutions in general with which the General Agency has entered into agreements and/or partnerships, the websites of some of which are directly accessible through links on the Insurance Italy website;
2. for sending advertising material, commercial communications, carrying out market research, detecting the quality of services which are offered, through communication techniques indicated by you, also in relation to the non-insurance products and services offered by other companies;
3. to analyze products and services requested by you, through automated treatments, including profiling, with the aim of detecting your behavior and preferences and/or improving the offer.

The provision of your data and your consent for the purposes indicated above are optional. Their non-release does not affect the provision of our insurance services.

Rights of the interested party

You will be able to know which data of yours are processed by the Company and, if the conditions exist, employ different rights relating to their use (right of access, rectification, updating, integration, cancellation, limitation to treatment, portability, revocation of consent to the processing and to obtain a copy of their data wherever they are stored in countries outside the European Union, as well as to obtain an indication of the place where the data are stored or transferred) and to oppose, for legitimate reasons, to a particular processing and in any case their use for commercial purposes, in whole or in part also regarding the use of automated methods by contacting:

Generali Italia S.p,A.
Via Marocchesa 14, 31021 Mogliano Veneto (TV)
privacy.it@generali.com

or to the Data Protection Officer (DPO), who can be contacted by e-mail at:
RPD.it@generali.com
and / or by regular mail to the address:
RPD Generali Italia – Mogliano Veneto, Via Marocchesa 14 – 31021 (TV).

Data conservation duration

Your personal data may be kept for different periods of time depending on the purpose for which they are processed by the Company, in accordance with the applicable privacy legislation from time to time, in particular:

a) for contractual purposes, for the entire duration of existing relationships and, in accordance with the regulations in force for a period of 10 years from the moment of the termination of the effectiveness of the contract or, in the event of disputes, for the prescription term provided for by the legislation for the protection of related rights, without prejudice in any case to longer retention periods provided for by specific sector regulations;

b) for commercial and profiling purposes, for the period necessary for purposes for which they were collected or processed and, in any case, not exceeding 24 months from the moment of termination of the effectiveness of the contract, for any due cause.

Data communication

Your data will not be disclosed and will be processed with suitable methods and procedures, including computerized ones, by our employees, collaborators and other individuals, including external ones, designated as Managers and/or Individuals in charge of the processing or, in any case, operating as Data Controllers, who are involved in the management of the relationships with you that are in place or that perform technical, organizational and operational tasks on our behalf, also within and outside the European Union (3).

Transfer data abroad

Your data may also be communicated, where necessary, to individuals, private or public, connected to the specific insurance relationship or to the insurance and reinsurance sector operating in countries located in or outside the European Union (4), some of which may not provide adequate data protection guarantees (a complete list of countries that provide adequate data protection guarantees is available on the website of the Guarantor for the Protection of Personal Data). In such cases, the transfer of your data will be carried out in compliance with applicable international rules and agreements, as well as with the adoption of appropriate measures (e.g. standard contractual clauses).

Changes and updates to the report

Also in consideration of future changes that may affect the applicable privacy legislation, the Company may integrate and/or update, in whole or in part, this Report. It is understood that any modification, integration or update will be communicated to you in accordance with current legislation also by means of publication on the Company’s website www.generali.it.

Note

1. The Company processes the following categories of data: personal and identification data, contact data, policy data, tax and bank account details, other personal data provided by the interested party, particular categories of personal data referred to in Article 9, paragraph 1, of the Regulation, data collected from public sources (lists, registers, public documents that can be known by anyone), data acquired by other third parties (Generali Group companies, contracting parties, policyholders, members of social security or welfare or health care funds , commercial information and financial risk companies, external companies for market research purposes). In addition, even at the request of the Judicial Authority, the Company may process data relating to criminal convictions and crimes.
2. As an example, formulation of personalized recommendations and/or insurance proposals consistent with your insurance needs, preparation of estimates and subsequent renewals, stipulation of life, non-life or complementary pension insurance contracts, collection of premiums, additional payments, switches and other activities under the contract, settlement of claims or other benefits, reinsurance, co-insurance, management and defense of the Insurer’s rights, fulfillment of specific legal or contractual obligations, internal management and control, statistical activities.
3. These are subjects which belong to the “insurance chain” (e.g. agents, sub-agents, agency collaborators, producers, insurance brokers, banks, credit institutions, debt collection companies, brokerage companies, insurers, co-insurers and reinsurers, pension funds, actuaries, lawyers and trustees, technical consultants, experts, workshops, roadside assistance companies, vehicle demolition centers, healthcare facilities, claims and contract settlement companies, and other contracted service providers, etc. .), Generali Group companies, and other companies that perform IT, telematic, financial, administrative, archiving, correspondence management, auditing and certification of financial statements, such as outsourcers, as well as companies specialized in market research and surveys on the quality of services.
4. Contracting parties, policyholders, members of social security or healthcare funds, pledge holders, bond holders; insurers, co-insurers, reinsurers and associative/consortium bodies (ANIA, Mefop, Assoprevidenza) in relation to which the communication of data is functional to provide the services indicated above and to protect the rights of the insurance industry, institutional bodies and public bodies to which the data must be communicated for regulatory obligation.